The trend could enable cardholders to pay down credit card balances, which have risen in recent years. Merchants and credit ...

Choncé is a Certified Financial Education Instructor (CFEI) and a nationally recognized personal finance and budgeting expert. She has paid off over $50,000 of personal debt, and her debt story has ...

The move, announced by Citi CEO Jane Fraser in January, is garnering attention just as many companies are calling their ...

Below are our staff picks for the year's best prepaid and debit cards. Unlike traditional credit cards, these cards require that cardholders load funds onto the card before using. Disclosure: When you ...

Although some people may think bad credit is only important when you want to get a loan, having a poor credit history can also impact things like obtaining a new utility account or renting an ...

Note the word independent. That is where things get problematic. Because the CFPB is independent, it doesn’t rely on Congress ...

The rising popularity of Buy Now, Pay Later (BNPL) solutions raises questions for lenders that don’t have a standardized way ...

Tokenization transforms payment information into a digital representation — or token — that is unique to the cardholder and ...

Brittney is a Credit Strategist and Finance Expert who has spent years honing her knowledge of the credit industry both personally and professionally. Brittney applies her more than a decade of ...

If merchants are spending that much in interchange on sales tax, consider how much money businesses that call for a gratuity ...

Our mission: to inform and educate our visitors about the world of credit cards, encouraging better credit decisions and a brighter financial future for all. Our advice follows strict editorial ...

Eric Bank is an M.B.A. who has covered financial and business topics since 1985, appearing regularly on Credible, eHow, WiseBread, The Nest, Zacks, Chron, BadCredit.org and dozens of other outlets.