The trend could enable cardholders to pay down credit card balances, which have risen in recent years. Merchants and credit ...

Below are our staff picks for the year's best prepaid and debit cards. Unlike traditional credit cards, these cards require that cardholders load funds onto the card before using. Disclosure: When you ...

Although some people may think bad credit is only important when you want to get a loan, having a poor credit history can also impact things like obtaining a new utility account or renting an ...

The move, announced by Citi CEO Jane Fraser in January, is garnering attention just as many companies are calling their ...

Despite what you may believe, consumers with bad credit have many credit card options. You can quickly get a secured credit card by putting down a deposit equal to your credit line, or you can choose ...

Many student credit cards emphasize features that build credit, as students often have limited or no credit. The idea is to help students graduate (pun intended) to a more feature-packed card later.

Note the word independent. That is where things get problematic. Because the CFPB is independent, it doesn’t rely on Congress ...

Eric Bank is an M.B.A. who has covered financial and business topics since 1985, appearing regularly on Credible, eHow, WiseBread, The Nest, Zacks, Chron, BadCredit.org and dozens of other outlets.

Tokenization transforms payment information into a digital representation — or token — that is unique to the cardholder and ...

Adam has interviewed over 1,000 finance experts since joining the CardRates team in 2016. He spearheads industry news coverage related to helping consumers achieve greater financial literacy and ...

Zina Kumok is a personal finance writer, certified financial health counselor, and certified student loan counselor. She works as a money coach helping people one on one at ConsciousCoins.com. Her ...

Miami-based Ray Prince is a former finance writer for CardRates.com and BadCredit.org. He specializes in writing long-form content for the insurance, loan, and credit card industries. His work appears ...